FHA VS Conventional loan programs in Mount-Gilead, Morrow County, Ohio

In the year 2026, the limit for Conventional loans in Mount-Gilead, situated in the county of Morrow, OH is set at $647,200. The FHA limit for a single-family residence is $439,300, providing distinct thresholds for financing.

Access the Lendersa® Conventional loan calculator to explore favorable rates among Conventional, FHA, and USDA loans today. This tool aids in assessing necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA options, helping you determine the program most suitable for your financial situation in OH.

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2026 Loan Limits and Downpayment Requirements in Mount-Gilead, County of Morrow, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $318,300 0%
FHA $439,300 3.5%

This comparison applies to zip codes: 43338

Options for Conventional and FHA Loans in Mount-Gilead, OH

The mission of Lendersa® is to promptly help you secure the optimal Conventional, USDA, or FHA loan with minimal hassle. Begin with one of these three starting points to identify matching lenders and suitable loan programs efficiently.

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Mount-Gilead Lenders

  • Mechanics Bank
  • 2 South Main Street, Mansfield, OH, 44902
  • Lends in Ohio
  • Mechanics Bank is a full-service community bank in Richland County, Ohio. We’ve remained independently managed for over 136 years, and we’re proud to be the only bank in the county that can make that claim. Because what began in Mansfield in 1886 remains here—headquarters and all.

  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • Lends in Ohio
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner

  • THA Mortgage
  • 28 Park Avenue West, Suite 601, Mansfield, OH, 44902
  • Lends in Ohio
  • THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals.

    Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage

  • Pillar Credit Union
  • 300 Barks Rd, Marion, OH, 43302
  • Lends in Ohio
  • Pillar Credit Union is a member-owned and member-governed financial institution. Since its formation in 1960, we have grown into a full-service, not-for-profit financial cooperative Our friendly convenient services are available to anyone who works or lives in Marion, Morrow, Crawford, Wyandot, Richland, and Hancock County.

  • FC Bank, a division of CNB Bank
  • 105 Washington Square, Bucyrus, OH, 44820
  • Lends in Ohio
  • As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,

  • Lighthouse Commercial Mortgage
  • 119 S. Sandusky Ave, Bucyrus, OH, 44820
  • Lends in Ohio
  • Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work

  • Peoples Savings and Loan Company
  • 300 South Walnut Street, Bucyrus, OH, 44820
  • Lends in Ohio
  • Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.

  • Fidelity Federal Savings and Loan Association of Delaware
  • 60 North Sandusky St, Delaware, OH, 43015
  • Lends in Ohio
  • Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.

  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Lends in Ohio
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.