FHA VS Conventional loan in Marietta, Washington County, Ohio

During the year 2026, the limit for a conventional loan in Marietta, located within Washington county of OH, is set at $726,200, whereas the FHA cap stands at $472,030 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator for comparing today's top rates for Conventional, FHA, and USDA loans, evaluating what income, credit, and reserves you need for qualification. Our sophisticated mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most fitting option for your unique financial context in OH.

Evaluate loan options from a collection of 100 lenders

Comprehensive 2026 loan limits and down payment needs in Marietta, Washington, OH

Loan Category Ceiling Limit Initial Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 45750

Available Conventional and FHA loan options in Marietta, OH

Lendersa® prioritizes delivering top-quality Conventional, USDA, or FHA loans swiftly and with minimal hassle. Choose from one of three starting pathways that connect you with matching lenders and their respective loan offerings.

Lendersa USDA loan request and results matching


Marietta Lenders

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Lends in Ohio
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • Lends in Ohio
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
    The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects

  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • Lends in Ohio
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.

  • The Peoples Savings Bank
  • 710 Second Street, New Matamoras, OH, 45767
  • Lends in Ohio
  • Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.

  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Lends in Ohio
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.

  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • Lends in Ohio
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs