FHA VS Conventional loan programs in 2026 for The-Plains, Athens County, Ohio
In the year 2026, the conventional loan cap for The-Plains, located in the county of Athens, within OH, is set at $647,200. Meanwhile, the FHA loan cap for a typical single-family residence is $420,680.
Utilize the Lendersa® conventional loan calculator to compare today's rates: Conventional vs. FHA vs. USDA. It helps assess necessary income, credit standing, reserves, and required documentation for qualification. This sophisticated mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the most suitable program in OH for your unique financial scenario.
2026 loan limits and down payment details in The-Plains, county of Athens, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to postal codes: 45701
Options for Conventional and FHA loans in The-Plains, OH
The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan promptly and with ease. Choose from three initial paths that align you with matching lenders and loan programs.
In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers. The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects
Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology
