Explore the differences! FHA VS Conventional loan programs in Athens, Athens County, Ohio

For 2026, the Conventional loan limit in Athens, county of Athens, OH is set at $726,200, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. The advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans one next to the other, assisting you in selecting the program in OH that best fits your financial circumstances.

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2026 Loan Limits & Down Payment Requirements in Athens, Athens, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 45701

Available Conventional and FHA Loan Options in Athens, OH

Lendersa® is committed to delivering the best possible Conventional, USDA, or FHA loans quickly and conveniently. You can choose from one of three starting points to connect with matched lenders and loan programs.

USDA loan request results via Lendersa


  • Grand Oak Mortgage
  • 5225 E Cook Rd, Grand Blanc, MI, 48439
  • Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.

  • Community Mortgage LLC
  • 602 Center Street, Suite 107, Mount Airy, MD, 21771
  • Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction

  • Washington Mortgage Group, Inc.
  • 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Finance USA Corporation
  • 6924 A Little River Turnpike, Annandale, VA, 22003
  • Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.

  • Fairway Asset Corporation
  • 7345 McWhorter Place, Suite 110, Annandale, VA, 22003
  • At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.

  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,

  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.

  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.

  • TruEnergy Federal Credit Union
  • 6801 Industrial Road, Springfield, VA, 22151
  • Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.