FHA VS Conventional loan programs in Mentor-on-the-Lake, Lake County, Ohio
As of 2025, in the city of Mentor-on-the-Lake, within Lake county, OH, the maximum loan limit for a conventional mortgage is $726,200, while the FHA cap for a single-family residence stands at $472,030.
Utilize Lendersa®'s Conventional loan calculator to contrast today's best rates between Conventional, FHA, and USDA options. It helps you understand the necessary income, credit score, reserve amounts, and documents for qualification. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans all at once, aiding in finding the most suitable program in OH for your financial needs.
Loan limits and down payment requirements for 2025 in Mentor-on-the-Lake, Lake county, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table above applies to ZIP codes: 44060
Explore Conventional and FHA Loan Options in Mentor-on-the-Lake, OH
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