FHA VS Conventional loan programs in 2025 for Willoughby-Hills, Lake County, Ohio

In 2025, the loan limit for a Conventional loan in Willoughby-Hills, located in Lake county, OH, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to explore the top rates available today for Conventional, FHA, and USDA loans. Determine necessary income, credit score, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your financial situation in OH.

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Loan Limits and Downpayment Requirements for 2025 in Willoughby-Hills, Lake, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This information applies to zip codes: 44094, 44092

Options for Conventional and FHA Loans in Willoughby-Hills, OH

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start by selecting one of three pathways to connect with matching lenders and loan programs.

Discover outcomes from USDA loan requests at Lendersa


  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
  • Tennessee Members 1st Federal Credit Union
  • 112 Administration Road, Oak Ridge, TN, 37830
  • TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
  • Homepath Mortgage LLC
  • 30 Rockingham Lane, Oak Ridge, TN, 37830
  • Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
  • Y-12 Federal Credit Union
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  • Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
  • AFC Mortgage Group, LLC
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  • Regina Capital
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  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
  • Lee Bank
  • 75 Park Street, Lee, MA, 01238
  • Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007