FHA VS Conventional loan programs in Willoughby, Lake County, Ohio

In 2025, the maximum for a Conventional loan in Willoughby, located in Lake county, OH, is $726,200. For an FHA loan, the limit stands at $472,030 for a single-family house.

To find today's best rates across Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Determine the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side by side, aiding in selecting the most suitable option for your financial needs in OH.

Examine offers from 100 lenders

2025 loan limits and down payment requirements in Willoughby, OH, within Lake county

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for the following zip codes: 44094, 44096

Options for Conventional and FHA loans in Willoughby, OH

The aim of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loan for you, hassle-free. Begin by selecting one of three paths leading to matching lenders and programs.

Results and matching USDA loan requests


  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
  • Bank of Monticello
  • 141 East Greene Street, Monticello, GA, 31064
  • On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
  • Palmetto Mortgage
  • 513 West Main Street, Moncks Corner, SC, 29461
  • "At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs. On the following pages you will learn briefly about our products and about us."
  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.