Explore the differences! FHA VS Conventional loan programs in Willoughby, Lake County, Ohio
In 2025, the maximum for a Conventional loan in Willoughby, located in Lake county, OH, is $726,200. For an FHA loan, the limit stands at $472,030 for a single-family house.
To find today's best rates across Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Determine the income, credit, reserves, and documentation necessary for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA side by side, aiding in selecting the most suitable option for your financial needs in OH.
2025 loan limits and down payment requirements in Willoughby, OH, within Lake county
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is valid for the following zip codes: 44094, 44096
Options for Conventional and FHA loans in Willoughby, OH
The aim of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loan for you, hassle-free. Begin by selecting one of three paths leading to matching lenders and programs.
At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
Anchor D Bank has 5 offices located in the Oklahoma / Texas Panhandle. Anchor D Bank is a closely held, family owned bank. Constent, quality service is the focus of our organization. The ownership, and employees, are committed to remaining an independent bank with our focus on the communities and customers we serve.
Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.
Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America.
We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
