FHA VS Conventional loan in Miami-Heights, Hamilton County, Ohio

For the year 2025, the maximum amount allowed for Conventional loans in Miami-Heights, which is nestled in the county of Hamilton, OH, is $647,200. In comparison, the limit for FHA loans is set at $420,680 for homes classified as single-family.

Leverage the Lendersa® Conventional loan calculator to explore and compare current top rates for Conventional, FHA, and USDA borrowing options. This tool enables users to assess income requirements, credit criteria, financial reserves, and necessary documentation for eligibility. With our advanced calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA programs side-by-side, facilitating an informed decision regarding the optimal program in OH that aligns with your particular financial needs.

Review offers from a comprehensive network of 100 lenders

Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Miami-Heights, County of Hamilton, OH

Type of Loan Maximum Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These figures are relevant to the following zip codes: 45002, 45248

Exploring Available Conventional and FHA Loan Options in Miami-Heights, OH

At Lendersa®, our mission is to swiftly and seamlessly facilitate your access to the best possible Conventional, USDA, or FHA loans. Start by selecting one of the three pathways below, each designed to align you with suitable lenders and loan options thoughtfully tailored to meet your specific needs:

Examine Lendersa USDA loan request and result analytics


  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
  • Day Financial Services, Inc.
  • 3568 W 4800 S, Suite B, Roy, UT, 84067
  • Day Financial Services, Inc. has been doing buisiness since 1994. Our experienced staff will help you with any and all mortgage needs. And also Day Financial Services, Inc. Is a full service mortgage broker. We offer First Time Homebuyer, Purchase, New Construction Refinances, Rural Housing, Debt Consolodiation, Reverse Morrgages, Equity and FHA
  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially. When you bank with First Community, your banker is more than just a face in the crowd.
  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.
  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.
  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.
  • Utah Independent Mortgage Corp
  • 1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
  • We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients'​ needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.
  • CCS Loans
  • 893 West Baxter Drive, South Jordan, UT, 84095
  • CCS Loans is a specialty lender with a long history in Construction and Solar financing in the Intermountain West markets. CCS lends on new home construction projects, owner/builder, residential and commercial solar projects, purchase and refinance mortgages and other commercial development.
  • CBC Mortgage Agency
  • 912 W. Baxter Drive, Suite 150, South Jordan, UT, 84095
  • CBC Mortgage Agency was formed in 2013 by the Cedar Band Corporation, a tribally owned enterprise wholly owned by the Cedar Band of Paiutes, with a goal to diversify the tribe’s business interest. Cedar Band Corporation operates 9 subsidiaries both on and off the reservation to promote economic self-sufficiency.