FHA VS Conventional loan programs in Mack, Hamilton County, Ohio

For 2026, the conventional loan threshold in Mack, in the county of Hamilton, OH, is $726,200, while the FHA cap for a single-family home reaches $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the day’s best rates among Conventional, FHA, and USDA loans. Determine the income, credit, savings, and necessary documents required to qualify. Our enhanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to aid in selecting the most suitable program in OH for your financial needs.

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2026 loan limits and down payment requirements in Mack, county of Hamilton, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison data apply to the zip codes: 45052

Conventional and FHA loan offerings in Mack, OH

The goal of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you, with minimal hassle. Start with one of three pathways to connect you with matching lenders and loan options.

Lendersa USDA loan request and matching results


Mack Lenders

  • President's Federal Credit Union
  • 4135 State Route 128, Cleves, OH, 45002
  • Lends in Ohio
  • Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.

  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • Lends in Ohio
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you.

    We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"

  • Option Financial, LLC
  • 6551 Harrison Ave, Cincinnati, OH, 45247
  • Lends in Ohio
  • Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.

  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Lends in Ohio
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.

  • Warsaw Federal Savings and Loan
  • 3533 Warsaw Ave., Cincinnati, OH, 45205
  • Lends in Ohio
  • Warsaw Federal's story began in 1893, when three Cincinnatians saw the need for financial services in the booming neighborhood of Price Hill. Franklin Walters, John Weber and Edward Doctor began the savings and loan company to serve that need. Warsaw Federal remains a friendly neighborhood institution.

  • AmeriGO Home Lending
  • 912 Grand Ave, Unit A, Cincinnati, OH, 45205
  • Lends in Ohio
  • AmeriGO Home Lending is a personalized mortgage company dedicated to keeping you informed and educated throughout the home loan process. Let our highly experienced team utilize our many lending partners to find the best fit for you.Amerigo Home Lending Llc was founded in 2011, and is located at 6460 Harrison Ave Ste 101 in Cincinnati.

  • Cincinnati Ohio Credit Union
  • 959 W 8th Street, Cincinnati, OH, 45203
  • Lends in Ohio
  • Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.