Explore the differences! FHA VS Conventional loan programs in Miamisburg, Montgomery County, Ohio

In the year 2025, the conventional loan limit applicable in the city of Miamisburg, which is within Montgomery county, OH, has been declared as $726,200. Meanwhile, the FHA limit for single-family homes is marked at $472,030.

Take advantage of the Lendersa® Conventional loan calculator today to compare the most competitive rates for Conventional, FHA, and USDA loans. Assess all necessary criteria including income, credit, and reserves needed for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, equipping you with the information necessary to decide which loan program in OH perfectly caters to your financial situation.

Discover loan offers from a wide selection of 100 lenders

2025 loan limits and down payment requirements in Miamisburg, Montgomery, OH

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is relevant for the following zip codes: 45342, 45343, 45470

Exploring Conventional and FHA loan opportunities in Miamisburg, OH

Lendersa® is committed to providing you with the best available loan options in Conventional, USDA, or FHA categories efficiently and without unnecessary complexity. Initiate with any of the three options that best suit your needs, ensuring you find the perfect lender and loan plan.

USDA loan request and matching outcomes with Lendersa


  • F&M Bank
  • 1701 Stone Street, Falls City, NE, 68355
  • F&M Bank in Falls City. We offer a comprehensive package of financial products and services. But perhaps most importantly, our bank is built on a friendly and knowledgeable staff who truly enjoy helping our customers meet their financial needs. At F&M Bank, you will find that our bank is large enough to meet all of your financial needs
  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection
  • Atlantic Home Capital Corp.
  • 627 Horseblock Road, Suite 101, Farmingville, NY, 11738
  • Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
  • LendMN
  • 5555 Quinwood Ln. N, Minneapolis, MN, 55442
  • Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Lend MN for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Magnolia State Bank
  • 28 Hwy 528, Bay Springs, MS, 39422
  • Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
  • The Corner Stone Bank
  • 117 North Main, South West City, MO, 64863
  • The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.