FHA VS Conventional loan programs in Miamisburg, Montgomery County, Ohio

In the year 2025, the conventional loan limit applicable in the city of Miamisburg, which is within Montgomery county, OH, has been declared as $726,200. Meanwhile, the FHA limit for single-family homes is marked at $472,030.

Take advantage of the Lendersa® Conventional loan calculator today to compare the most competitive rates for Conventional, FHA, and USDA loans. Assess all necessary criteria including income, credit, and reserves needed for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, equipping you with the information necessary to decide which loan program in OH perfectly caters to your financial situation.

Discover loan offers from a wide selection of 100 lenders

2025 loan limits and down payment requirements in Miamisburg, Montgomery, OH

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is relevant for the following zip codes: 45342, 45343, 45470

Exploring Conventional and FHA loan opportunities in Miamisburg, OH

Lendersa® is committed to providing you with the best available loan options in Conventional, USDA, or FHA categories efficiently and without unnecessary complexity. Initiate with any of the three options that best suit your needs, ensuring you find the perfect lender and loan plan.

USDA loan request and matching outcomes with Lendersa


  • Southern Capital Mortgage Group LLC
  • 5971 Parkway North, Suite D, Cumming, GA, 30040
  • Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Harbor Mortgage Services Inc
  • 2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Lenders Group
  • 327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
  • With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
  • SOUTHERN EQUITY MORTGAGE SERVICES, LLC
  • 6820 Black Fox Lane, Cumming, GA, 30040
  • Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
  • CUSTOM MORTGAGE SERVICES, INC.
  • 5930 Odell St, Suite 230, Cumming, GA, 30040
  • We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
  • Alden State Bank
  • 13216 Broadway, Alden, NY, 14004
  • Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.
  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.