FHA VS Conventional loan in Moraine, Montgomery County, Ohio

In 2025, Convetional loan limit in Moraine, county of Montgomery, OH is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Moraine, county of Montgomery, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 45342, 45439, 45418

Conventional and FHA loan options in Moraine, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Colonial Mortgage
  • 322 N Mountain Ave, Upland, CA, 91786
  • Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
  • Four Clover Homes Inc
  • 1424 North 13th Avenue, Upland, CA, 91786
  • Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
  • Tri-Star Home Loans
  • 2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
  • Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
  • TDR Mortgage
  • 188 E D Street, Upland, CA, 91786
  • TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
  • Allied Equity
  • 400 North Mountain Avenue, Suite 223, Upland, CA, 91786
  • ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.
  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
  • Spinnaker Loans
  • 123 E. 9th St #301, Upland, CA, 91786
  • Spinnaker Loans is a premier private money lender specializing in the financing of investment real estate for developers across Southern California. Since inception, Spinnaker has been involved in numerous and profitable residential lending transactions with both, developers and investors looking to invest in real estate.
  • Rich Farmer Team - KRC Realty
  • 1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
  • KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.
  • Jason Wood - VA Loan Guy
  • 1185 Linda Vista Drive, San Marcos, CA, 92078
  • As the son of a Real Estate Agent, Jason has been around the real estate nearly all his life. Jason began his career in the mortgage industry during college and has over seventeen years of experience in the real estate industry. He began originating loans in 2001 and in 2011 moved to San Diego to further develop his career.
  • PACFI
  • 663 S Rancho Santa Fe Rd, Unit 220, San Marcos, CA, 92078
  • At PACFI, we’re committed to simplifying the mortgage process for our clients. We’re a mortgage brokerage with the top lenders in the nation and licensed in Idaho and California. We are passionate about expediting the loan process and saving our clients time and money. PACFI is a mortgage company lending in the residential industry.
  • Platinum Mortgage Executives
  • 1445 Horizon Court, San Marcos, CA, 92078
  • Platinum Mortgage Executives the mortgage and real estate industry since 1997, David Braun understands what it takes to get tough deals done. David has worked on countless transactions in his 22 years of experience. He is licensed to serve clients in California and Colorado. and also lifetime loan available.