FHA VS Conventional loan in Moraine, Montgomery County, Ohio
For the year 2026, the Conventional loan cap in Moraine, which is part of the county of Montgomery, OH, amounts to $726,200. Concurrently, the FHA limit for a single-family residence is specified at $472,030. These limits are pivotal for potential homeowners in the area.
To thoroughly compare today's leading Conventional, FHA, and USDA loan rates, leverage the Lendersa® Conventional loan calculator. This tool is designed to assist in determining the essential income, credit criteria, reserves, and documentation required for qualifying. With our sophisticated mortgage calculator, you can conveniently view Conforming Conventional, USDA, FHA, and VA loans side by side. This comprehensive comparison equips you with the knowledge needed to select the most suitable program in OH tailored to your specific financial circumstances and goals.
2026 Loan Limits and Downpayment Requirements in Moraine, situated within Montgomery county, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This comparison table is relevant for the following zip codes: 45342
Exploring Conventional and FHA Loan Options in Moraine, OH
At Lendersa®, our foremost goal is to efficiently connect you with the best possible Conventional, USDA, or FHA loans, ensuring there is minimal hassle involved in the process. You have the option to select from three distinct starting points, each designed to lead you to compatible lenders and loan offerings that match your needs and preferences.
Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
At KH Credit Union, we do the same by taking care of the financial needs of our members; the healthcare professionals of Kettering Health and their families. We are committed to providing the best possible service, efficiently and inexpensively. KH Credit Union is a not-for-profit financial institution.
Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.
Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
The mission of MyUSA Credit Union is to assist member-owners in gaining personal financial success by providing and promoting the use of financial services that feature benefits and advantages over those available from other competitive sources. MyUSA Credit Union is an equal opportunity employer and service provider.
Atrium Credit Union is a not-for-profit financial coop offering financial services to their membership. Joining the credit union will allow you to access savings, loans, and much more. Atrium CU offers the following services to credit union members. Services available may vary at individual locations.
The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
