For the year 2025, the Conventional loan cap in Moraine, which is part of the county of Montgomery, OH, amounts to $726,200. Concurrently, the FHA limit for a single-family residence is specified at $472,030. These limits are pivotal for potential homeowners in the area.
To thoroughly compare today's leading Conventional, FHA, and USDA loan rates, leverage the Lendersa® Conventional loan calculator. This tool is designed to assist in determining the essential income, credit criteria, reserves, and documentation required for qualifying. With our sophisticated mortgage calculator, you can conveniently view Conforming Conventional, USDA, FHA, and VA loans side by side. This comprehensive comparison equips you with the knowledge needed to select the most suitable program in OH tailored to your specific financial circumstances and goals.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: This comparison table is relevant for the following zip codes: 45342, 45439, 45418
At Lendersa®, our foremost goal is to efficiently connect you with the best possible Conventional, USDA, or FHA loans, ensuring there is minimal hassle involved in the process. You have the option to select from three distinct starting points, each designed to lead you to compatible lenders and loan offerings that match your needs and preferences.
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Bridge Loan Guides
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