Explore the differences! FHA VS Conventional loan programs in Mount-Carmel, Clermont County, Ohio

In 2025, the conventional loan limit for Mount-Carmel, located in the county of Clermont, OH, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator assists in evaluating today's best rates for Conventional, FHA, and USDA loans, determining income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial circumstances in OH.

Discover loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Mount-Carmel, county of Clermont, OH

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information in this table applies to zip codes: 45244, 45245

Exploring Conventional and FHA loan options in Mount-Carmel, OH

The goal of Lendersa® is to offer the best possible Conventional, USDA, or FHA loans quickly and without hassle. Opt for one of three starting paths that connect you with matching lenders and loan programs.

Outcomes of Lendersa USDA loan requests


  • TILA MORTGAGE
  • 19125 North Creek Parkway, Suite 210, Bothell, WA, 98011
  • TILA Mortgage is a Washington based company that has been serving consumers here locally for the past 20 years. We take pride in providing quality and honest service to our clients. Our experienced and seasoned loan officers allow us to quickly determine what works for you. As part of a large mortgage banker.
  • Qualstar Credit Union - Renton Branch
  • PO Box 3050, Bothell, WA, 98041
  • Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Northwest Commercial Lending
  • 11411 NE 124th S, Suite 250, Kirkland, WA, 98034
  • Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
  • Rain City Capital
  • 12131 113th Ave NE Suite 201, Kirkland, OR, 98034
  • Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
  • CLEVELAND STREET MORTGAGE, LLC
  • 20802 46th Ave SE, Bothell, WA, 98021
  • Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
  • North Pacific Mortgage
  • 22232 17th Ave SE, Suite 303, Bothell, WA, 98021
  • Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
  • The Dorman Team
  • 310 29th St NE, Suite 200, Puyallup, WA, 98372
  • After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032
  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032
  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.