FHA VS Conventional loan programs in Mount-Carmel, Clermont County, Ohio

In 2025, the conventional loan limit for Mount-Carmel, located in the county of Clermont, OH, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

The Lendersa® Conventional loan calculator assists in evaluating today's best rates for Conventional, FHA, and USDA loans, determining income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial circumstances in OH.

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Loan limits and down payment requirements for 2025 in Mount-Carmel, county of Clermont, OH

Loan Type Maximum Loan Limit Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information in this table applies to zip codes: 45244, 45245

Exploring Conventional and FHA loan options in Mount-Carmel, OH

The goal of Lendersa® is to offer the best possible Conventional, USDA, or FHA loans quickly and without hassle. Opt for one of three starting paths that connect you with matching lenders and loan programs.

Outcomes of Lendersa USDA loan requests


  • FDU Federal Credit Union
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  • Advanced Financial Federal Credit Union
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  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
  • Summit Lending
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  • At Summit Lending We are Experts with VA Loans, FHA loans, conventional mortgages and have been helping folks find the best mortgage options for over 17 years.VA Loans, FHA loans, conventional mortgage services. Summit Lending is Arizona, Missouri, & Kansas' trusted, local leader for home loans and refinanced mortgages.
  • Affinity Lending, Inc.
  • 2641 NE McBaine Dr, Lees Summit, MO, 64064
  • Affinity Lending, Inc. was established in 2007 and was greatly expanded in early 2019. At at Affinity, we believe in long-lasting relationships and it begins with honesty and integrity. When you work with us, you get personal service and the respect you deserve from our experienced and knowledgeable staff every time.
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  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
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  • America’s Mortgage Lender is currently licensed in eight states as mortgage bankers and rapidly growing. Our seasoned staff will help with your mortgage including purchase, refinance, HARP, VA, FHA, Homestyle, 203K loans, commercial loans, and more. Home loan financing with America’s Mortgage Lender means a hassle-free mortgage that closes on time.
  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992
  • Iowa Heartland Credit Union
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  • Iowa Heartland is a not-for-profit financial co-operative that offers many of the same services as banks or other savings and loan institutions. The unique difference is that we are member owned and controlled. Meeting the financial needs of North Iowa's Heartland is our goal at Iowa Heartland Credit Union.
  • CENT Credit Union
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  • First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
  • North Iowa Community Credit Union
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  • North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.