FHA VS Conventional loan programs in 2026 for New-Franklin, Summit County, Ohio

In 2026, the loan cap for Conventional loans in New-Franklin, within Summit, OH, is $647,200, while the FHA limit for a single-family house is $420,680.

Use the Lendersa® loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and required documents necessary for qualification. Our advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the ideal program in OH for your financial situation.

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2026 Loan Limits and Down Payment Requirements in New-Franklin, Summit, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 44203

Check Out Conventional and FHA Loan Options in New-Franklin, OH

The goal at Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan options swiftly and without hassle. Select one of three starting points to connect with matching lenders and suitable loan programs.

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New-Franklin Lenders

  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • Lends in Ohio
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.

  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Lends in Ohio
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Lends in Ohio
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration

  • Summit Federal Credit Union
  • 100 Wheeler Street, Akron, OH, 44311
  • Lends in Ohio
  • In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection

  • BFG Federal Credit Union
  • 445 South Main Street, Akron, OH, 44311
  • Lends in Ohio
  • BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Medina County Federal Credit Union
  • 1353 Reimer Road, Wadsworth, OH, 44281
  • Lends in Ohio
  • Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,

  • GenFed Financial Credit Union
  • 2492 Wedgewood Drive, Suite B, Akron, OH, 44312
  • Lends in Ohio
  • GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees

  • Schmidt Mortgage Company - Randy Milani
  • 1953 Englewood Ave, Akron, OH, 44312
  • Lends in Ohio
  • Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.

  • Towpath Credit Union
  • 2969 Smith Road, Fairlawn, OH, 44333
  • Lends in Ohio
  • Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.