FHA VS Conventional loan programs in 2025 for Trotwood, Montgomery County, Ohio
For 2025, the conventional loan limit in the city of Trotwood, within the county of Montgomery, OH, is set at $726,200, and the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to contrast today's premier rates for Conventional, FHA, and USDA loans. Find out the required income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can view and compare Conforming Conventional loans alongside USDA, FHA, and VA loans, determining the best option in OH for your financial needs.
2025 Loan Limits and Down Payment Requirements in Trotwood, County of Montgomery, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This data applies to zip codes: 45315, 45426, 45417, 45416
Explore Conventional and FHA Loan Choices in Trotwood, OH
Lendersa® aims to find you a suitable Conventional, USDA, or FHA loan promptly and with ease. Choose one of three available pathways to connect with matching lenders and loan options.
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
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