FHA VS Conventional loan programs in Trotwood, Montgomery County, Ohio

For 2025, the conventional loan limit in the city of Trotwood, within the county of Montgomery, OH, is set at $726,200, and the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to contrast today's premier rates for Conventional, FHA, and USDA loans. Find out the required income, credit, reserves, and documents for qualification. With our comprehensive mortgage calculator, you can view and compare Conforming Conventional loans alongside USDA, FHA, and VA loans, determining the best option in OH for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Trotwood, County of Montgomery, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to zip codes: 45315, 45426, 45417, 45416

Explore Conventional and FHA Loan Choices in Trotwood, OH

Lendersa® aims to find you a suitable Conventional, USDA, or FHA loan promptly and with ease. Choose one of three available pathways to connect with matching lenders and loan options.

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  • COMPLETE MORTGAGE
  • 2205 Hollywood Blvd, Hollywood, FL, 33020
  • Complete Mortgage, professional mortgage company specializing in residential mortgages. At Complete Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Nationwide Lending Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
  • Nationwide Mortgage Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HARD MONEY FUNDING SOURCE
  • 2021 Tyler St, Hollywood, FL, 33020
  • By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
  • UPSTATE PREMIER MORTGAGE INC
  • 2500 Hollywood Blvd, Hollywood, FL, 33020
  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
  • A&D Mortgage
  • 1040 S Federal Hwy, Hollywood, FL, 33020
  • A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
  • Home Loan Brokers LLC
  • 3350 SW 148th Ave, Suite 110, Hollywood, FL, 33027
  • Home Loan Brokers LLC is a Florida limited liability company based in Miramar. If your lender sends you a revised Loan Estimate, please compare it to the previous one you received. Can you tell what changed? If not, call your Loan Officer right away or contact us if we can help..