FHA VS Conventional loan programs in Nelsonville, Athens County, Ohio

In 2026, the conventional loan limit for Nelsonville, in Athens county, OH, is $726,200, while the FHA limit for a single-family home is $472,030.

View Lendersa’s conventional loan rates today by using our mortgage calculators.


Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans. This tool helps you determine what income, credit, and documentation are needed for qualifications. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to decide which program in OH best suits your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Nelsonville, Athens County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to ZIP codes: 45764

Available Conventional and FHA Loan Options in Nelsonville, OH

Lendersa® aims to help you secure the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points that connect you with appropriate lenders and loan programs.

  1. Submit a comprehensive request for loan optimization covering Conventional, USDA, and FHA options
  2. Research rates & terms for Conventional, USDA, and FHA options thoroughly
  3. Access the extensive database of available Conventional lenders


Nelsonville Lenders

  • The Hocking Valley Bank
  • Stimson & Palmer Streets, Athens, OH, 45701
  • Lends in Ohio
  • In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership

  • OUCU Financial
  • 944 East State Street, Athens, OH, 45701
  • Lends in Ohio
  • Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Vinton County National Bank - VCNB
  • 112 West Main St., Mc Arthur, OH, 45651
  • Lends in Ohio
  • At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.

  • Farmers Bank and Savings Company
  • 211 West Second Street, Pomeroy, OH, 45769
  • Lends in Ohio
  • Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.

  • The Citizens National Bank of McConnelsville
  • 100 East Main St, Mcconnelsville, OH, 43756
  • Lends in Ohio
  • Citizens National Bank of McConnelsville was founded in 1886. Located in the historic Stanbery Building in downtown McConnelsville, CNB has been a central part of our community for over 125 years. While banking has undergone many changes over the last century, CNB continues to provide its customers with the latest banking technology

  • The First National Bank of McConnelsville
  • 86 N. Kennebec Avenue, Mcconnelsville, OH, 43756
  • Lends in Ohio
  • We want to be your First Choice for savings, checking, home mortgages, internet banking, auto loans, personal loans, educational loans - all your banking needs. We are the bank that has served southeastern Ohio since 1863. Now we're working to be your First Choice, too. Services Savings Checking Loans The First National Bank of McConnelsville was c

  • Waterford Commercial and Savings Bank
  • 20115 St Rt 339, Waterford, OH, 45786
  • Lends in Ohio
  • The Waterford Bank is a consumer, community oriented, independent bank providing quality service to our customers.
    The bank operates in a rural community with other financial institutions in close proximity. The goals of the bank are to give an ROA of one percent after funding capital and equipment projects

  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • Lends in Ohio
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.

  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Lends in Ohio
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.