FHA VS Conventional loan programs in Toledo, Lucas County, Ohio
For the year 2025, the conventional loan limit in Toledo, which is located in Lucas county, OH, is $726,200. Conversely, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator can help you compare the prime rates of today for Conventional, FHA, and USDA loans. It evaluates income, credit, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best financial program in OH for your needs.
Loan limits and downpayment requirements for 2025 in Toledo, Lucas county, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 43615, 43611, 43613, 43612, 43614, 43608, 43610, 43606, 43607, 43604, 43605, 43609, 43620, 43623, 43601, 43603, 43635, 43652, 43656, 43657, 43659, 43660, 43661, 43666, 43667, 43681, 43682, 43697, 43699
Available Conventional and FHA Loan Options in Toledo, OH
The goal at Lendersa® is to swiftly connect you to the most suitable Conventional, USDA, or FHA loan option with ease. Choose from one of three initial paths that will guide you to matching lenders and loan programs.
Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
2855 Charlestown Road, Suite 300, New Albany, IN, 47150
At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
CNB Financial Corporation is a leader in providing integrated financial solutions, which create value for both consumers and businesses. These solutions encompass deposit accounts, private banking, real estate, commercial, industrial, residential and consumer loans and lines of credit
HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
Commercial Loan Specialists looking to connect with Real Estate Investors to provide a superior service for any of your Lending, Investment or Funding needs. For any Commercial Real Estate or Business Purpose Loans, or to ask about our Real Estate Birddog Service that caters to off-market properties, give us a call. Be sure to visit our socials to
Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.
