FHA VS Conventional loan programs in 2025 for Toledo, Lucas County, Ohio
For the year 2025, the conventional loan limit in Toledo, which is located in Lucas county, OH, is $726,200. Conversely, the FHA limit for a single-family home is set at $472,030.
The Lendersa® Conventional loan calculator can help you compare the prime rates of today for Conventional, FHA, and USDA loans. It evaluates income, credit, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the best financial program in OH for your needs.
Loan limits and downpayment requirements for 2025 in Toledo, Lucas county, OH
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 43615, 43611, 43613, 43612, 43614, 43608, 43610, 43606, 43607, 43604, 43605, 43609, 43620, 43623, 43601, 43603, 43635, 43652, 43656, 43657, 43659, 43660, 43661, 43666, 43667, 43681, 43682, 43697, 43699
Available Conventional and FHA Loan Options in Toledo, OH
The goal at Lendersa® is to swiftly connect you to the most suitable Conventional, USDA, or FHA loan option with ease. Choose from one of three initial paths that will guide you to matching lenders and loan programs.
Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
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Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.
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