For 2026, the Conventional loan limit in the area of Ottawa-Hills, within Lucas county, OH, is set at $647,200, whereas for an FHA loan, the limit is $420,680 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage tool allows you to see Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose which program in OH fits your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
This table applies specifically to the following zip codes: 43615
Lendersa® is committed to swiftly and effortlessly getting you the ideal Conventional, USDA, or FHA loan. Choose one of three starting methods to find matching lenders and programs tailored for you.
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