FHA VS Conventional loan in Vandalia, Montgomery County, Ohio

In 2025, the loan limit for a Conventional loan in Vandalia, located in Montgomery county, OH, is $726,200. Meanwhile, the FHA loan limit is set at $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our tool places Conforming Conventional, USDA, FHA, and VA loans side by side for you to decide which plan in OH fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Vandalia, Montgomery, OH

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 45414, 45377

Available Conventional and FHA Loan Options in Vandalia, OH

Lendersa® aims to quickly find you the best Conventional, USDA, or FHA loans, without hassle. Choose one of three starting paths to access matching lenders and programs.

Results from Lendersa USDA loan requests


  • ACCESSBank
  • 8712 W. Dodge Rd, Omaha, NE, 68144
  • We're entrepreneurs ourselves. We opened in 2007 with just 12 employees, so we are first-hand familiar with your day-to-day challenges. No wonder then, that we've been voted "Best Business Bank"​ by B2B Omaha Magazine five years in a row. We've also been awarded the 2017 & 2018 Business Excellence Award by the Greater Omaha Chamber.
  • Centris Federal Credit Union
  • 13120 Pierce Street, Omaha, NE, 68144
  • Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.
  • The Denman Team
  • 14301 FNB Parkway, Suite 100, Omaha, NE, 68154
  • Founded in 1966, Delmar Mortgage is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Mortgage offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, jumbo, FHA, VA and more.
  • Aksarben Mortgage LLC
  • 13520 California Street, Suite 250, Omaha, NE, 68154
  • Aksarben Mortgage brings to the Omaha mortgage market experienced, customized, comprehensive service that is local and personal. Exceptional service is our passion as we strive to be our clients’ advisors for life, not a single transaction. We've been helping customers afford the home of their dreams for many years.
  • Petrovich Team Home Loan
  • 14301 FNB Pkwy, Suite 100, Omaha, NE, 68154
  • I started in the mortgage industry back in 2002 right after graduating from the University of Nebraska at Lincoln. Since I had no idea what I wanted to do after graduating, I sort of just fell into being a loan officer. I don’t think anyone dreams of being a mortgage lender growing up, but in the many years
  • Eagle Mortgage Co
  • 303 N 114th St, Omaha, NE, 68154
  • Eagle Mortgage Company is a locally owned and full-service mortgage company in Omaha, NE. We specialize in providing you with a Conventional loan, VA loan, FHA loan, and USDA loan in both Nebraska & Iowa, including Sarpy County, Douglas County, Omaha, and Council Bluffs. Whether you are buying a home or looking for a home refinance loan
  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
  • Farmers Bank
  • 71 West Center Street, Greenwood, AR, 72936
  • In 1907 some young influential business and professional people recognized that the financial needs of rural Sebastian County were not being met, so in 1907 Farmers Bank was organized. Today, during a time of mass mergers and takeovers, Farmers Bank is among the oldest banks in Arkansas still operating under its original charter as when it was orga