FHA VS Conventional loan programs in 2026 for Union, Montgomery County, Ohio
Throughout 2026, the limit for conventional loans in Union, part of the county of Montgomery, OH, is set at $726,200. In contrast, the FHA loan limit for a single-family home stands at $472,030.
Leverage Lendersa®'s Conventional loan calculator to evaluate the best available rates for today, comparing Conventional, FHA, and USDA loans. Identify the income, credit conditions, reserves, and documents required for qualification purposes. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans together, assisting you in choosing the most suitable program in OH for your financial scenario.
Comprehensive 2026 Loan Limits and Down Payment Requirements in Union, Montgomery County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table pertains to ZIP codes: 45322
Diverse Conventional and FHA Loan Options Available in Union, OH
The core aim of Lendersa® is to help you acquire the ideal Conventional, USDA, or FHA loan promptly and without complications. Choose one of three initial steps that guide you toward compatible lenders and appropriate loan programs.
Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
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At C & G Mortgage. We are a full service mortgage company based in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle, , Ohio. We specialize in FHA loans, First Time Home buyer, in Dayton, Lima, Vandalia, Huber Heights, Kettering, Centerville, Troy, Tipp City, New Carlisle
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120 West Second Street, Suite 1406, Dayton, OH, 45402
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