FHA VS Conventional loan programs in 2025 for Waynesville, Warren County, Ohio

In 2025, the conventional loan limit in Waynesville, Warren county, OH, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans available today. Determine the required income, credit, reserves, and documents for qualification. Our advanced tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you decide on the best program in OH tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Waynesville, Warren, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is relevant to these zip codes: 45068

Explore Your Conventional and FHA Loan Options in Waynesville, OH

Lendersa® dedicates itself to finding you the most suitable Conventional, USDA, or FHA loans quickly and easily. Choose from three initial steps that connect you with matching lenders and loan possibilities.

Lendersa USDA loan request matches


  • Metropolitan Financial Mortgage Company
  • 4445 West 77th Street, Suite 210, Edina, MN, 55435
  • MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available. We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
  • Edge Home Finance Corporation
  • 4510 W 77th St, Suite 380, Edina, MN, 55435
  • "At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
  • Rainbow Mortgage Inc.
  • 3300 Edinborough Way, Suite 550, Edina, MN, 55435
  • "Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison. Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
  • Pioneer Mortgage
  • 2508 Whitney Ave, Hamden, CT, 06518
  • Pioneer Mortgage was started in 1999 by Michael Greenberg and Todd Brandi. Michael Geenberg is a graduate of Quinnipiac College. Todd Brandi graduated from University of CT with a degree in Finance and Real Estate Finance and Urban Economic Studies. MORTGAGE BROKER ONLY. NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
  • Newtown Savings Bank
  • 2321 Whitney Avenue, Hamden, CT, 06518
  • Newtown Savings Bank is an equal opportunity and affirmative action employer M/F/D/V. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status or any other legally protected status.
  • United Investment Bankers LLC
  • 3013 Dixwell Avenue, Hamden, CT, 06518
  • United Investment Bankers LLC have been helping people realize their dream of home ownership since 2003. Here at UIB, we are laser focused on customer service, the best rates available, and timely closings. I have worked for 4 different mortgage companies, Capital Mortgage (now UIBLLC) was where I learned the business from my mentor Steven Kroop.
  • Brookview Financial, Inc.
  • 2321 Whitney Ave, Suite 102, Hamden, CT, 06518
  • Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.