FHA VS Conventional loan programs in 2025 for West-Union, Adams County, Ohio
For 2025, the conventional loan limit within West-Union, located in Adams county, OH, is $647,200. Meanwhile, for a single-family home, the FHA limit is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare current rates, available in Conventional, FHA, and USDA programs. Determine the necessary qualifications in terms of income, credit, reserves, and documentation. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, providing you with a comprehensive overview to select the most suitable program in OH for your individual financial needs.
2025 Loan Limits and Down Payment Requirements in West-Union, Adams, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for these zip codes: 45693
Discover Conventional and FHA Loan Options in West-Union, OH
The intent of Lendersa® is to swiftly connect you with optimal Conventional, USDA, or FHA loan choices, without hassle. Choose from three initial starting points to pair with matching lenders and loan programs.
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Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.
In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
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The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.