FHA VS Conventional loan in West-Portsmouth, Scioto County, Ohio

In 2026, the conventional loan cap in West-Portsmouth, within Scioto county, OH, is $647,200, while the FHA cap for a single-family dwelling is $420,680.

Utilize Lendersa®'s Conventional loan calculator to assess the top rates for Conventional, FHA, and USDA loans available today. Determine your qualification requirements in terms of income, credit, reserves, and needed documents. Our comprehensive mortgage calculator compares Conforming Conventional loans alongside USDA, FHA, and VA, facilitating the choice of the most suitable program in OH for your financial scenarios.

See loan offers from over 100 lenders

2026 Loan Limits and Down Payment Details in West-Portsmouth, Scioto, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 45663

Explore Conventional and FHA Loan Programs in West-Portsmouth, OH

At Lendersa®, we strive to promptly provide the best Conventional, USDA, or FHA loan options for you without hassle. Select from three approaches to connect with matching lenders and loan choices.

Explore Lendersa's matching results for USDA loan requests


West-Portsmouth Lenders

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Ohio
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Lends in Ohio
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.