FHA VS Conventional loan programs in 2026 for Hillsboro, Highland County, Ohio

As of 2026, the conventional loan limit in Hillsboro, Highland county, OH, is $726,200. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans. By understanding the income, credit, reserves, and documentation needed to qualify, our advanced mortgage calculator positions Conforming Conventional, USDA, FHA, and VA loans side by side to help you select the ideal program for your financial situation in OH.

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2026 Loan Limits and Down Payment Requirements in Hillsboro, Highland County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to ZIP codes: 45133

Conventional and FHA Loan Options in Hillsboro, OH

The objective of Lendersa® is to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three ways to find matching lenders and loan programs.

Lendersa USDA loan request and results exploration


  • 1st Rate Mortgage
  • 1530 E Scenic Sunrise Dr, Washington, UT, 84780
  • Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.

  • Nvestor Funding
  • 40 W Baseline Road, Suite 206, Tempe, AZ, 85283
  • Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.

  • 1st Rate Home Mortgage, Inc.
  • 401 W Baseline Rd, Suite 102, Tempe, AZ, 85283
  • 1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.

  • First Community Mortgage
  • 1980 E Baseline Rd, Suite 103, Tempe, AZ, 85283
  • First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.

  • VAN EATON MORTGAGE, LLC
  • 1560 W Azalea Dr, Chandler, AZ, 85248
  • Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.
    We at Van Eaton Mortgage, LLC believe in working hard to get the job done."

  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.

  • Farmers State Bank
  • 103 Main St, Victor, MT, 59875
  • Farmers State Bank offers a full range of banking services to residents and business in Western Montana. Locally owned and founded in 1907, Farmers State Bank is built on a foundation of strong relationships with out communities and their members. Our goal to make your experience with us easy and enjoyable.

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.

  • Arizona Bank & Trust
  • 2036 E Camelback Rd, Phoenix, AZ, 85016
  • At Arizona Bank & Trust, decision making is kept to a local level and Bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a Bank, even one with over $19 billion in assets and the backing of a company with national outreach.

  • Mortgage Experts, Inc.
  • 4742 N. 24th St, Suite 300, Phoenix, AZ, 85016
  • We are pleased to offer a wide variety of home financing programs to meet the needs of most home buyers and homeowners in the State of Arizona. Whether you are looking to purchase your first home, refinance an rental property, or buy a vacation home, we’ve got you covered.

    We offer some of the most competitive pricing in the marketplace

  • Prostaff Mortgage Corp.
  • 1644 East Bethany Home Road, Suite 101, Phoenix, AZ, 85016
  • Prostaff Mortgage Corp. we have no hidden costs, no junk fees, and no surprises. We will take all of the confusion out of what is included in closing costs.Our low cost and low rate guarantee means you should not be able to get a better deal anywhere. and also We will always give you the straight scoop, return your calls, eliminate surprises.