FHA VS Conventional loan programs in Altus, Jackson County, Oklahoma

For the year 2026, the conventional loan cap in the city of Altus, within Jackson, OK is set at $726,200. For FHA loans, this limit is $472,030 for a single-family residence.

Leverage the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA interest rates. It can assist in determining income, credit score, reserves, and required documents for eligibility. Our sophisticated mortgage calculator presents a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, aiding in choosing the most suitable program in OK for your financial needs.

Explore loan offerings from a selection of 100 lenders

Loan limits and down payment criteria for 2026 in the city of Altus, Jackson County, OK

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above table is applicable to the following zip codes: 73521

Conventional and FHA Lending Options in Altus, OK

Lendersa® aims to deliver the finest options for Conventional, USDA, or FHA loans both rapidly and effortlessly. Choose from three initiatives that link you to appropriate lenders and loan programs.

Lendersa matching results for USDA loan requests


Altus Lenders

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Lends in Oklahoma
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Lends in Oklahoma
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area

  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Lends in Oklahoma
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Lends in Oklahoma
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations

  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • Lends in Oklahoma
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.

    Since such meager beginnings, both Elk City

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Lends in Oklahoma
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Lends in Oklahoma
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.

  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Lends in Oklahoma
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
    We believe in hard work, can-do attitudes, and helping people get ahead.
    Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.