FHA VS Conventional loan in Sayre, Beckham County, Oklahoma

During 2026, the limit for Conventional loans in Sayre, located in Beckham county, OK, is $726,200. The FHA limit for a single-family home, meanwhile, is $472,030.

Don’t miss out on using the Lendersa® Conventional loan calculator to compare the latest rates for Conventional, FHA, or USDA loans. You can discover what income, credit, reserves, and documents are necessary for qualification. With our state-of-the-art mortgage calculator, evaluate Conforming Conventional loans alongside USDA, FHA, and VA options to determine the ideal program in OK tailored to your financial circumstances.

Look at loan offers from 100 lenders

Loan Limits and Downpayment Criteria for 2026 in Sayre, Beckham, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for zip codes: 73662

Explore Conventional and FHA Loan Possibilities in Sayre, OK

The ultimate goal of Lendersa® is to swiftly find you the most favorable Conventional, USDA, or FHA loan without complications. Choose one of three initial steps toward locating lenders and suitable loan programs.

Lendersa offers USDA loan request and matching outcomes


Sayre Lenders

  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • Lends in Oklahoma
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.

    Since such meager beginnings, both Elk City

  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Lends in Oklahoma
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.

    Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.

  • Great Plains National Bank
  • 120 West Jones, Hollis, OK, 73550
  • Lends in Oklahoma
  • Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Lends in Oklahoma
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Lends in Oklahoma
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area

  • Bank of Hydro
  • 146 West Main Street, Hydro, OK, 73048
  • Lends in Oklahoma
  • We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.

  • The Farmers Bank of Appomattox
  • 31 West Main Street, Carnegie, OK, 73015
  • Lends in Oklahoma
  • Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas!

    Under new management since 2020.

    To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.

  • Country Home Loans
  • 200 N Main St, Seiling, OK, 73663
  • Lends in Oklahoma
  • Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.