Explore the differences! FHA VS Conventional loan programs in Elk-City, Beckham County, Oklahoma
During 2026, the conventional loan limit in the city of Elk-City, located in Beckham county, OK, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to differentiate today's top rates for Conventional, FHA, and USDA loans. This tool helps ascertain necessary income, credit, and reserves needed to qualify along with required documentation. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which is best suited for your financial situation in OK.
Loan limits and down payment requirements for 2026 in Elk-City, Beckham County, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 73644
Options for Conventional and FHA Loans in Elk-City, OK
The goal of Lendersa® is to expedite your access to the most suitable Conventional, USDA, or FHA loan, ensuring efficiency and ease. Choose from three distinct pathways to align with suitable lenders and loan plans.
On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital.
Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.
Great Plains National Bank is a full-service community Bank with branches in Oklahoma and Texas, offering personal Banking solutions designed to meet your financial needs including checking, savings, loan and mortgage services. To exceed our customers’ expectations by delivering superior customer service that will lead Great Plains National Bank.
Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.
Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
