Explore the differences! FHA VS Conventional loan programs in Blackwell, Kay County, Oklahoma

In 2025, the conventional loan limit in Blackwell, county of Kay, OK is set at $726,200; meanwhile, the threshold for FHA loans on a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans, evaluating the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in determining which program in OK suits your financial situation best.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Essentials in Blackwell, Kay, OK

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 74631

Conventional and FHA Loan Choices in Blackwell, OK

Lendersa® aims to promptly secure the best possible Conventional, USDA, or FHA loan for you. Choose from three starting points that lead to matching lenders and loan programs.

Lendersa outcomes for USDA loan requests


  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
  • First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
  • VAN EATON MORTGAGE, LLC
  • 1560 W Azalea Dr, Chandler, AZ, 85248
  • Van Eaton Mortgage, LLC, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Van Eaton Mortgage, LLC believe in working hard to get the job done."
  • Geneva Financial Home Loans
  • 3155 S. Price Road, Suite 105, Chandler, AZ, 85248
  • Geneva Financial has doubled down on the “Human” experience; which starts with the Originator. The competition is currently going to great lengths to automate the originator out of the mortgage process, leaving the most important personal financial decision to the fate of robots and unlicensed order takers.
  • Oasis Financial
  • 1212 E. Baseline Rd, Suite 101, Tempe, AZ, 85283
  • Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
  • Nvestor Funding
  • 40 W Baseline Road, Suite 206, Tempe, AZ, 85283
  • Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
  • 1st Rate Home Mortgage, Inc.
  • 401 W Baseline Rd, Suite 102, Tempe, AZ, 85283
  • 1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
  • First Community Mortgage
  • 1980 E Baseline Rd, Suite 103, Tempe, AZ, 85283
  • First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
  • Elementary Lending
  • 45693 Hayes Road, Shelby Township, MI, 48315
  • Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.
  • Zana Financial & Equity Group Inc
  • 14121 Lakeside Boulevard North, Shelby Township, MI, 48315
  • We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.