FHA VS Conventional loan in Blackwell, Kay County, Oklahoma

In 2025, the conventional loan limit in Blackwell, county of Kay, OK is set at $726,200; meanwhile, the threshold for FHA loans on a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans, evaluating the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side-by-side, aiding in determining which program in OK suits your financial situation best.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Essentials in Blackwell, Kay, OK

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 74631

Conventional and FHA Loan Choices in Blackwell, OK

Lendersa® aims to promptly secure the best possible Conventional, USDA, or FHA loan for you. Choose from three starting points that lead to matching lenders and loan programs.

Lendersa outcomes for USDA loan requests


  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
  • 5280 Mortgage Corporation
  • 10800 E Bethany Dr, Suite 100, Aurora, CO, 80014
  • 5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.
  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • CAA Financial LLC
  • 3033 South Parker Road, Suite 750, Aurora, CO, 80014
  • We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
  • AMAC Mortgage Company
  • 2500 Victor Street, Unit B, Aurora, CO, 80014
  • At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
  • Consumer Mortgage Services Inc
  • 3033 South Parker Road, Suite 202, Aurora, CO, 80014
  • At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • LenderCity
  • 7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
  • LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs. Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
  • The Dooley Team
  • 7935 E Prentice Ave, Greenwood Village, CO, 80111
  • Glenn credits his partner Brad Wyatt for building the Dooley Team and surrounding Glenn with outstanding people so clients receive an exceptional customer experience. From embracing technology to not forgetting what a firm hand shake means, Glenn and his team are able to help borrowers of all ages achieve their dreams of homeownership.