Explore the differences! FHA VS Conventional loan programs in Tonkawa, Kay County, Oklahoma
In the year 2026, for Tonkawa, located in Kay county, OK, the loan limit for Conventional loans is $726,200. For FHA loans, the limit stands at $472,030 when it comes to single-family homes.
Take advantage of the Lendersa® Conventional loan calculator to evaluate and contrast the current top rates for Conventional, FHA, and USDA loans. You'll be able to discern the income, credit, reserve, and documentation requirements. Our innovative mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in deciding on the right program in OK that suits your unique financial situation.
Loan limits and down payment requirements for 2026 in Tonkawa, Kay county, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable for zip codes: 74653
Options for Conventional and FHA loans in Tonkawa, OK
The mission of Lendersa® is to efficiently secure you the most advantageous Conventional, USDA, or FHA loan. Initiate with any of the three starting points to be matched with appropriate lenders and loan offerings.
The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.
Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
