Explore the differences! FHA VS Conventional loan programs in Stillwater, Payne County, Oklahoma
In 2025, the conventional loan cap in Stillwater, situated in Payne county, OK, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.
Lendersa® offers an advanced conventional loan calculator, facilitating comparisons among today's best Conventional, FHA, and USDA rates. With this powerful tool, you can view Conforming Conventional loans side by side with USDA, FHA, and VA options, assisting in choosing the most suitable program in OK tailored to your financial situation. This includes assessments for income, credit, reserves, and documentation requirements needed to qualify.
Loan Limits and Down Payment Requirements in Stillwater, Payne, OK for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to the following zip codes: 74078, 74075, 74074, 74076, 74077
Options for Conventional and FHA Loans in Stillwater, OK
Lendersa® aims to swiftly provide you with the most favorable Conventional, USDA, or FHA loan, minimizing hassle. You can begin with one of three pathways to connect with the appropriate lenders and loan programs, tailored to your needs.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
Cornerstone Bank in Clarinda Iowa is a full service bank. We have many banking services to provide to southwest iowa and the surrounding areas. Cornerstone Bank offers Personal Banking, Business Banking, Telebanking, and Online Banking. We offer a variety of loan products that fit your needs.
Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.
Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.
The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees.
Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
