FHA VS Conventional loan in Chandler, Lincoln County, Oklahoma

In 2025, the Conventional loan limit for Chandler, situated in the county of Lincoln, OK, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator lets you compare today's leading rates for Conventional, FHA, and USDA loans. Discover the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, making it easier to choose the most suitable program for your financial situation in OK.

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2025 Loan Limits and Down Payment Requirements in Chandler, Lincoln, OK

Loan Type Maximum Loan Limit Down Payment Needed
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 74834

Discover Conventional and FHA Loan Options in Chandler, OK

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly, with minimal hassle. Choose from three paths to connect with matching lenders and loan programs.

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  • Red Rock Capital
  • 2139 Chuckwagon Road Suite 315, Colorado Springs, CO, 80919
  • Red Rock Capital’s founder and President Joshua Manier has been involved in multiple facets of real estate investing for the past 20+ years. These activities have included: loan originating, underwriting, servicing, and actively managing private mortgage funds. Mr. Manier is responsible for oversight of: investor relations, loan sales/trading, loan
  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.
  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.
  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.
  • In-House Lending LLC
  • 2531 Toulon Drive, Baton Rouge, LA, 70816
  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community. We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
  • EFCU Financial Federal Credit Union
  • 10719 Airline Highway, Baton Rouge, LA, 70816
  • EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
  • 1st Phase Mortgage
  • 5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
  • 1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
  • Standard Mortgage Corporation
  • 11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
  • At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources