Explore the differences! FHA VS Conventional loan programs in Cushing, Payne County, Oklahoma
In 2025, the conventional loan limit in Cushing, within the county of Payne, OK, stands at $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare the leading rates for Conventional, FHA, and USDA loans today. This tool helps determine the required income, credit, reserves, and documentation necessary for loan qualification. Our advanced calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, guiding your decision on the best program for your financial needs in OK.
Loan limits and downpayment guidelines for 2025 in Cushing, Payne, OK
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable for the following zip codes: 74023
Checking out Conventional and FHA loan choices in Cushing, OK
The mission of Lendersa® is to quickly and effortlessly secure the most suitable Conventional, USDA, or FHA loan for you. Begin with any of three starting points which connect you to matching lenders and loan programs.
VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
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3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
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1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients
