Explore the differences! FHA VS Conventional loan programs in Drumright, Creek County, Oklahoma

In 2026, the Conventional loan limit for Drumright, located in the county of Creek, OK, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess and contrast current prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our feature-rich mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the most suitable program for your financial needs in OK.

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Loan limits and down payment requirements for 2026 in Drumright, Creek county, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 74030

Available Conventional and FHA loan options in Drumright, OK

The mission of Lendersa® is to ensure you obtain the most suitable Conventional, USDA, or FHA loan efficiently and without complication. Choose one of three starting points to align with matching lenders and loan programs.

Lendersa USDA loan requests and matched results


Drumright Lenders

  • Community Bank
  • 104 S Main St, Bristow, OK, 74010
  • Lends in Oklahoma
  • Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.

    At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.

    Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,

  • SpiritBank
  • 601 North Main St, Bristow, OK, 74010
  • Lends in Oklahoma
  • SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.

  • Green Country FCU
  • 202 East Morrow Road, Sand Springs, OK, 74063
  • Lends in Oklahoma
  • Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma

  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Lends in Oklahoma
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.

  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Lends in Oklahoma
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.

  • The Payne County Bank
  • 202 South Main Street, Perkins, OK, 74059
  • Lends in Oklahoma
  • Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,

  • First Oklahoma Federal Credit Union
  • 1419 S Denver Avenue, Tulsa, OK, 74119
  • Lends in Oklahoma
  • First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.

  • Oklahoma Community Credit Union
  • 311 E McElroy Road, Stillwater, OK, 74075
  • Lends in Oklahoma
  • Oklahoma Community Credit Union is the only original Credit Union from Stillwater, OK. Oklahoma Community Credit Union was founded at Oklahoma State University in 1968. We have grown from a small room, open once a week in the Student Union, to two Stillwater locations and over 13, 000 members.

  • BOK Financial Mortgage
  • 101 E 2ND St, Tulsa, OK, 74103
  • Lends in Oklahoma
  • We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.