FHA VS Conventional loan programs in 2025 for Dewey, Washington County, Oklahoma

In 2025, the loan cap for Conventional in Dewey, within Washington county, OK, reaches $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents for qualification. The advanced calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping identify the best program in OK for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Dewey, Washington, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 74006, 74029

Exploring Conventional and FHA Loan Options in Dewey, OK

Lendersa® aims to promptly secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting methods that connect you with matching lenders and programs.

Lendersa USDA loan request match results


  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Guarantee Loan Service
  • 1209 Main Street, Suite A, Pasadena, TX, 77506
  • At Guarantee Loan in Texas and our focus on the financial needs of our customers. Since our founding during the 1930s, we have helped people across the Lone Star State rebuild their credit through installment loans. Our motto is “we succeed when our customers succeed. With many locations across the state of Texas.
  • AIM Credit Union
  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
  • Bank of Pontiac
  • 300 West Washington Street, Pontiac, IL, 61764
  • Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
  • State Bank of Graymont
  • 1100 W. Howard Street, Pontiac, IL, 61764
  • The State Bank of Graymont was founded in 1913. Organizers for the State Bank of Graymont were headed by a Pontiac banker from the old National Bank of Pontiac. Other younger officers from the National Bank of Pontiac were also involved. Plus, there were other investors from the Pontiac area along with several investors from the Graymont area.
  • Southwestern National Bank
  • 6901 Corporate Dr, Houston, TX, 77036
  • In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends. Since the beginning of our establishment, Southwestern National Bank was recogn
  • Vanguard Lending LLC
  • 6200 Savoy Street, Suite 930, Houston, TX, 77036
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Turnkey Mortgage Group LLC
  • 6464 Savoy Drive, Suite 730, Houston, TX, 77036
  • Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.