FHA VS Conventional loan programs in Dewey, Washington County, Oklahoma

In 2026, the loan cap for Conventional in Dewey, within Washington county, OK, reaches $726,200, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents for qualification. The advanced calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping identify the best program in OK for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Dewey, Washington, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 74006

Exploring Conventional and FHA Loan Options in Dewey, OK

Lendersa® aims to promptly secure the best Conventional, USDA, or FHA loan for you. Choose one of three starting methods that connect you with matching lenders and programs.

Lendersa USDA loan request match results


Dewey Lenders

  • Stride Bank, National Association
  • 1415 SE Washington Blvd., Bartlesville, OK, 74006
  • Lends in Oklahoma
  • Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions

  • American Heritage Bank
  • 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
  • Lends in Oklahoma
  • American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.

  • Truity Credit Union
  • 501 S. Johnstone, Bartlesville, OK, 74005
  • Lends in Oklahoma
  • Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account

  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • Lends in Oklahoma
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.

    American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community

  • First Bank of Owasso
  • 8601 North Garnett Road, Owasso, OK, 74055
  • Lends in Oklahoma
  • Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.

  • American Mortgage Professionals, LLC
  • 12899 E. 76th St. N, Suite 102, Owasso, OK, 74055
  • Lends in Oklahoma
  • American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.

  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • Lends in Oklahoma
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.

    RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.