FHA VS Conventional loan in Bartlesville, Washington County, Oklahoma
In 2026, the conventional loan cap in Bartlesville, Washington, OK, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.
Lendersa® provides a powerful Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. With our advanced mortgage calculator, you can compare Conforming Conventional loans side-by-side with USDA, FHA, and VA options, guiding you to choose the best program in OK to match your financial situation, considering aspects such as income, credit, reserves, and necessary documentation.
2026 Loan Limits and Down Payment Criteria in Bartlesville, Washington, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to zip codes: 74006
Diverse Loan Choices in Bartlesville, OK
Lendersa® is dedicated to efficiently securing the best possible loan options, whether Conventional, USDA, or FHA, with minimal hassle. Begin with one of three ways to align with the right lenders and programs:
Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
Lends in Oklahoma
American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
Truity Credit Union was founded in 1939 by the Jane Phillips Sorority in Bartlesville, OK. Mildred Hunt was the first treasurer and she conducted credit union business at her desk in the pipeline department at Phillips Petroleum Company during her lunch break and after hours. At that time a single quarter opened a savings account
American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it.
American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.
American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.
RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.
RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.
