FHA VS Conventional loan programs in 2025 for Nowata, Nowata County, Oklahoma

In 2025, the Conventional loan cap in Nowata, located in Nowata county, OK, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's leading rates among Conventional, FHA, and USDA loans. This tool also outlines the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in determining which program in OK best suits your financial situation.

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2025 Loan Limits and Downpayment Requirements in Nowata, Nowata, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the zip codes: 74048

Discover Conventional and FHA Loan Options in Nowata, OK

The goal of Lendersa® is to efficiently assist in securing the best Conventional, USDA, or FHA loan with ease. Choose from one of three approaches that connect you with suitable lenders and loan programs.

Results for marketing Lendersa USDA loan requests


  • Amerifirst Home Loans, LLC
  • 5847 San Felipe, 17th Floor, Houston, TX, 77057
  • Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use
  • Neider Mortgage
  • 5920 Star Lane, Houston, TX, 77057
  • Neider Mortgage's mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Flagstone Financial
  • 1800 Bering, Suite 100, Houston, TX, 77057
  • Flagstone Financial was founded in 2001 by Cary Michael Cox, who previously had started Vantage Capital Services and Houston Residential Properties. Darren Smith, with his CPA and MBA in finance, was brought on as a partner in 2005 to run the commercial lending division. We offer all mortgage types, though.
  • Clear Lending Corp
  • 2323 S. Voss Road, Suite 335, Houston, TX, 77057
  • Clear Lending is a residential and commercial real estate lending services company dedicated to maintaining the highest ethical standards to its customers, agencies, and lenders and most definitely committed to customer satisfaction.Clear Lending is licensed by the Texas Department of Savings and Mortgage Lending
  • Infinity Investment Group, Inc.
  • 6250 WESTPARK DRIVE SUITE 230, Houston, TX, 77057
  • Infinity Investment Group, Inc is a leading full service commercial mortgage brokerage (finance locator) for all of your commercial capital. We possess the financial resources, industry expertise and product knowledge to serve the needs of today’s real estate market. Infinity Investment Group, Inc.
  • KBR Heritage FCU
  • 601 Jefferson Street, Suite KT-02, Houston, TX, 77002
  • In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
  • Wealthstar Mortgage LLC
  • 402 Pierce Street, Suite 110, Houston, TX, 77002
  • Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.