Explore the differences! FHA VS Conventional loan programs in Jones, Oklahoma County, Oklahoma

In 2026, the Conventional loan limit in Jones, within Oklahoma county, OK, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today across Conventional, FHA, and USDA loans, assessing income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in OK for your financial situation.

Check loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Jones, Oklahoma, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the zip codes: 73049

Exploring Conventional and FHA Loan Choices in Jones, OK

The aim of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you. Select one of three pathways to connect with matching lenders and loan options.

Results for Lendersa's USDA loan request


Jones Lenders

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Lends in Oklahoma
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.

  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • Lends in Oklahoma
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Spurr Mortgage Corporation
  • 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
  • Lends in Oklahoma
  • Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.

  • Manufactured Home.Loan
  • 101 E Hurd St F, Edmond, OK, 73034
  • Lends in Oklahoma
  • "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message

    Being a customer-focused company means we take great pride in our customer service."

  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Lends in Oklahoma
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe.
    Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.

  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Lends in Oklahoma
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.

  • House and Home Mortgage LLC
  • 2601 Kelley Pointe Pkwy, Suite 203, Edmond, OK, 73013
  • Lends in Oklahoma
  • We're committed to easing your concerns and addressing all of your mortgage needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.

  • Executive Lending Group
  • 3628 E I 35 Frontage Rd, Edmond, OK, 73013
  • Lends in Oklahoma
  • Executive Lending are a local Home Loan Lender with a store front location on I35 in Edmond. You can walk into our office anytime during business hours and anytime evenings / weekends with an appointment. You can call / text us on our cell or call the office with an energetic, kind & helpful staff.