FHA VS Conventional loan programs in Spencer, Oklahoma County, Oklahoma
In 2025, the Conventional loan limit for Spencer, located in Oklahoma county, OK, is $726,200. The FHA limit for a single-family home is $472,030.
Try the Lendersa® Conventional loan calculator to assess and compare today's best rates across Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in the decision of the best program in OK for your financial situation.
2025 Loan Limits and Downpayment Requirements in Spencer, Oklahoma, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 73141, 73084
Conventional and FHA Loan Options in Spencer, OK
The aim of Lendersa® is to get you the most beneficial Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting points that align you with matching lenders and loan programs.
The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.
Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
2125 Southend Drive, Unit 451, Charlotte, NC, 28203
Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
2108 South Boulevard, Suite 209, Charlotte, NC, 28203
Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members.
The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
