FHA VS Conventional loan in Del-City, Oklahoma County, Oklahoma

In 2026, the conventional loan threshold in Del-City, within the county of Oklahoma, OK, is $647,200. In comparison, the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans. Our advanced mortgage calculator offers a detailed side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program in OK for your unique financial situation, considering factors like income, credit, reserves, and needed documentation.

Compare loan offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Del-City, Oklahoma, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table applies to these zip codes: 73115

Available Loan Options for Conventional and FHA in Del-City, OK

The primary goal of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan for you, minimizing hassles. Choose one of these three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Del-City Lenders

  • FNB Community Bank
  • 2911 S Air Depot Blvd, Oklahoma City, OK, 73110
  • Lends in Oklahoma
  • Since its inception, the bank's primary mission has been to serve the banking needs of Midwest City as well as Eastern Oklahoma County and Tinker Air Force Base. This continues to be the primary driving force behind the bank today. Being the oldest and most firmly established bank in the area.

  • Focus Federal Credit Union
  • 420 N.E. 10th Street, Oklahoma City, OK, 73104
  • Lends in Oklahoma
  • In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.

  • Progressive Financial Services Corp
  • 424 NE 2nd Street, Oklahoma City, OK, 73104
  • Lends in Oklahoma
  • The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.

  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • Lends in Oklahoma
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.

  • Kruger Investment Co
  • 105 N Hudson, Suite 200A, Oklahoma City, OK, 73102
  • Lends in Oklahoma
  • Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.

  • Credit Union One of Oklahoma
  • 3330 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a

  • Oklahoma Employees Credit Union
  • 3001 N Lincoln Blvd, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change

  • Local Lending Oklahoma
  • 28 NE 28th Street, Oklahoma City, OK, 73105
  • Lends in Oklahoma
  • At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.

  • Tinker Federal Credit Union
  • 715 Metropolitan Avenue, Oklahoma City, OK, 73108
  • Lends in Oklahoma
  • Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.