FHA VS Conventional loan programs in 2025 for Oklahoma-City, Oklahoma County, Oklahoma

In 2025, within the city of Oklahoma-City in the county of Oklahoma, OK, the conventional loan limit stands at $647,200. For a single-family home, the FHA limit is set at $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates across Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal choice for your financial situation in OK. Evaluate necessary income, credit requirement, reserves, and documents for qualification.

Browse loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Oklahoma-City, Oklahoma, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to the following zip codes: 73012, 73013, 73099, 73097, 73119, 73118, 73114, 73117, 73116, 73111, 73112, 73020, 73173, 74857, 73142, 73141, 73145, 73149, 73078, 73109, 73106, 73107, 73139, 73132, 73131, 73135, 73134, 73008, 73084, 73105, 73169, 73162, 73165, 73102, 73103, 73054, 73151, 73150, 73159, 73064, 73108, 73104, 73129, 73179, 73170, 73049, 73127, 73120, 73121, 73122, 73128, 73101, 73113, 73124, 73125, 73126, 73136, 73137, 73143, 73144, 73146, 73147, 73148, 73152, 73154, 73155, 73157, 73163, 73164, 73167, 73172, 73178, 73184, 73189, 73190, 73194, 73195

Discover Conventional and FHA Loan Options in Oklahoma-City, OK

The mission of Lendersa® is to facilitate the swift acquisition of the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with one of three initial options that match you with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Level One Bank
  • 32991 Hamilton Court, Farmington, MI, 48334
  • Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
  • Elite Home Funding
  • 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse Mortgages of Michigan
  • 31100 Northwestern Hwy, Farmington, MI, 48334
  • David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
  • Option 1 Mortgage LLC
  • 28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334
  • Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Turbo Mortgage Funding LLC
  • 31700 West 13 Mile Road, Suite 113, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Atlantis Financial Group Inc
  • 30110 Orchard Lake Road, Farmington, MI, 48334
  • Atlantis Mortgage collaborates with lenders to price loans with rates that are consistently affordable and within our clients’ means. Led by a team of professionals with over thirty years of proven industry success, our loan professionals facilitate invaluable insight to borrowers with a wide variety of options and affordable rates.
  • Estate Financial LLC
  • 32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
  • Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
  • Eagle Home Financial LLC
  • 29630 Orchard Lake Road, Farmington, MI, 48334
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rapid Mortgage Funding
  • 30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
  • The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
  • Community Choice Credit Union
  • 31155 Northwestern Hwy, Farmington, MI, 48334
  • As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.