FHA VS Conventional loan programs in 2026 for Oklahoma-City, Oklahoma County, Oklahoma
In 2026, within the city of Oklahoma-City in the county of Oklahoma, OK, the conventional loan limit stands at $647,200. For a single-family home, the FHA limit is set at $420,680.
Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates across Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal choice for your financial situation in OK. Evaluate necessary income, credit requirement, reserves, and documents for qualification.
2026 Loan Limits and Down Payment Requirements in Oklahoma-City, Oklahoma, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable to the following zip codes: 73012
Discover Conventional and FHA Loan Options in Oklahoma-City, OK
The mission of Lendersa® is to facilitate the swift acquisition of the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with one of three initial options that match you with suitable lenders and loan programs.
Bankers Mortgage professionals have been committed to providing correspondent mortgage services to banks for over 19 years. Teresa Lyman, President of Bankers Mortgage has over 32 years of mortgage experience. Teresa also serves as a Board member of the Oklahoma Mortgage Bankers Association (OMBA)
833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
Lends in Oklahoma
Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142
Lends in Oklahoma
When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal. We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.
2601 Kelley Pointe Pkwy, Suite 203, Edmond, OK, 73013
Lends in Oklahoma
We're committed to easing your concerns and addressing all of your mortgage needs. We provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
Executive Lending are a local Home Loan Lender with a store front location on I35 in Edmond. You can walk into our office anytime during business hours and anytime evenings / weekends with an appointment. You can call / text us on our cell or call the office with an energetic, kind & helpful staff.
Since 1983, Adfitech has provided outsource services to the mortgage industry. We have a proven reputation in quality control, due diligence, post closing fulfillment, and servicing oversight. We are diligent in keeping abreast of the ever changing Investor, Federal, State, and CFPB compliance laws and regulations.
Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
