FHA VS Conventional loan programs in Oklahoma-City, Oklahoma County, Oklahoma

In 2025, within the city of Oklahoma-City in the county of Oklahoma, OK, the conventional loan limit stands at $647,200. For a single-family home, the FHA limit is set at $420,680.

Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates across Conventional, FHA, and USDA loans. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining the optimal choice for your financial situation in OK. Evaluate necessary income, credit requirement, reserves, and documents for qualification.

Browse loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Oklahoma-City, Oklahoma, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to the following zip codes: 73012, 73013, 73099, 73097, 73119, 73118, 73114, 73117, 73116, 73111, 73112, 73020, 73173, 74857, 73142, 73141, 73145, 73149, 73078, 73109, 73106, 73107, 73139, 73132, 73131, 73135, 73134, 73008, 73084, 73105, 73169, 73162, 73165, 73102, 73103, 73054, 73151, 73150, 73159, 73064, 73108, 73104, 73129, 73179, 73170, 73049, 73127, 73120, 73121, 73122, 73128, 73101, 73113, 73124, 73125, 73126, 73136, 73137, 73143, 73144, 73146, 73147, 73148, 73152, 73154, 73155, 73157, 73163, 73164, 73167, 73172, 73178, 73184, 73189, 73190, 73194, 73195

Discover Conventional and FHA Loan Options in Oklahoma-City, OK

The mission of Lendersa® is to facilitate the swift acquisition of the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with one of three initial options that match you with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area. The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.
  • Park Place Finance LLC
  • 7000 North Mopac Expressway, Suite 200, Austin, TX, 78739
  • Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • 1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
  • IHS Mortgage LLC
  • 13674 Trautwein Rd, Austin, TX, 78737
  • The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
  • 1ST QUEST MORTGAGE
  • 14301 Echo Bluff, Austin, TX, 78737
  • 1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
  • Security State Bank & Trust
  • 201 West Main Street, Fredericksburg, TX, 78624
  • Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.
  • Montgomery Mortgage Texas
  • 11230 FM 830 Rd, Willis, TX, 77318
  • Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.