FHA VS Conventional loan programs in Nichols-Hills, Oklahoma County, Oklahoma
In 2026, the Conventional loan limit in Nichols-Hills, within Oklahoma county, OK, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Discover the necessary income, credit, reserves, and documentation for qualification. With our advanced tool, view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in OK for your financial needs.
2026 Loan Limits and Downpayment Requirements in Nichols-Hills, Oklahoma, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 73116
Conventional and FHA Loan Options in Nichols-Hills, OK
Lendersa® aims to quickly find you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose from one of three starting options that link you to matching lenders and loan programs.
We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.
1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
Lends in Oklahoma
Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
Lends in Oklahoma
The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
Lends in Oklahoma
Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
Lends in Oklahoma
At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.
