Explore the differences! FHA VS Conventional loan programs in Warr-Acres, Oklahoma County, Oklahoma

In 2026, the conventional loan limit in Warr-Acres, situated in Oklahoma county, OK, is set to $647,200. On the other hand, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess and compare today's competitive rates for Conventional, FHA, and USDA loans. Identify the income, credit scores, reserves, and documents required for approval. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in deciding the most suitable program for your financial situation in OK.

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Loan limits and down payment needs for 2026 in Warr-Acres, Oklahoma County, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for the zip codes: 73132

Options for Conventional and FHA Loans in Warr-Acres, OK

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose any of these three pathways to match with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


Warr-Acres Lenders

  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • Lends in Oklahoma
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.

  • Allegiance Credit Union
  • 4235 N Meridian, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties

  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.

  • Founders Mortgage Inc.
  • 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.

  • 1st Capital Mortgage of Oklahoma City Mortgages
  • 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,

  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • Lends in Oklahoma
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.

  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120
  • Lends in Oklahoma
  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..

  • First Liberty Bank OKC and Norman
  • 9601 N May Avenue, Oklahoma City, OK, 73120
  • Lends in Oklahoma
  • As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.

  • Oklahoma Educators Credit Union
  • 4001 NW Expressway, Oklahoma City, OK, 73116
  • Lends in Oklahoma
  • We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!