FHA VS Conventional loan programs in Vinita, Craig County, Oklahoma

In 2025, Convetional loan limit in Vinita, county of Craig, OK is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OK is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Vinita, county of Craig, OK

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 74301

Conventional and FHA loan options in Vinita, OK

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • Quorum Federal Credit Union
  • 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
  • Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801
  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801
  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
  • Clearwater Federal Credit Union
  • 2237 34th St, Missoula, MT, 59801
  • While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
  • Galipeau Mortgage LLC
  • 945 Wyoming Street, Apt 217, Missoula, MT, 59801
  • Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
  • Creative Finance & Investments
  • 1821 South Ave W, Suite 407, Missoula, MT, 59801
  • CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
  • Bryon Smith Mortgage llc
  • 1014 South Ave W C, Missoula, MT, 59801
  • For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.