FHA VS Conventional loan programs in Bethany, Oklahoma County, Oklahoma

In 2026, the conventional loan cap in Bethany, within Oklahoma county, OK, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. This sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA options side by side, guiding you in selecting the best program in OK based on your financial needs, including income, credit, reserves, and required documents.

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2026 Loan Limits and Down Payment Info in Bethany, Oklahoma, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 73008

Conventional and FHA Loan Options in Bethany, OK

At Lendersa®, our goal is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Choose one of these three starting points to connect with matching lenders and loan programs.

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Bethany Lenders

  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • Lends in Oklahoma
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.

  • WEOKIE Federal Credit Union
  • PO Box 26090, Oklahoma City, OK, 73127
  • Lends in Oklahoma
  • WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.

  • Allegiance Credit Union
  • 4235 N Meridian, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties

  • America United Mortgage
  • 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.

  • Founders Mortgage Inc.
  • 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.

  • 1st Capital Mortgage of Oklahoma City Mortgages
  • 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
  • Lends in Oklahoma
  • At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,

  • Home Companies Mortgage
  • 500 N Meridian Ave, Suite 206, Oklahoma City, OK, 73107
  • Lends in Oklahoma
  • At HOME CO. with our fast, powerful and completely online way to get a mortgage, you can adjust your mortgage options to find the lowest payment possible. We have very competitive insurance premiums. Receive a quote in just a matter of a few minutes. We make buying a home easy at Home Owners Made Easy

  • Oklahoma Educators Credit Union
  • 4001 NW Expressway, Oklahoma City, OK, 73116
  • Lends in Oklahoma
  • We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!

  • Communication Federal Credit Union
  • 4141 NW Expressway, Oklahoma City, OK, 73116
  • Lends in Oklahoma
  • Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.