FHA VS Conventional loan in Ashland, Jackson County, Oregon

In 2026, in Ashland, the county of Jackson, OR, the Conventional loan limit is set at $726,200, while the FHA limit for a single-family home is noted as $472,030.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the preferred program for your financial situation in OR.

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Loan Limits and Down Payment Requirements for 2026 in Ashland, Jackson, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 97520

Explore Conventional and FHA Loan Options in Ashland, OR

Lendersa® aims to deliver the most favorable Conventional, USDA, or FHA loan efficiently and without difficulty. Choose from three starting points to connect with matching lenders and loan programs.

Overview of USDA loan requests and results from Lendersa


  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
  • Eagle Home Loans was founded by Jon Jacobs in 2017. Jon has been an East Texas (Tyler) resident since 1978. He earned his BSBM and MBA from LeTourneau University. Jon Jacobs goal is to achieve this through relationship building discussions with my clients, while understanding their desires, needs and future plans, and explain the lending process.

  • Avenue Mortgage, LLC
  • 100 Independence Place, Suite 308, Tyler, TX, 75703
  • Avenue Mortgage team, we have a great passion for our work. Mortgage information is everywhere, but mortgage wisdom is rare. Our goal is to understand the needs of our clients and to provide the best mortgage solutions at the most competitive rates. Our commitment is to deliver what we promise and we are dedicated to providing,

  • The Mortgage House
  • 7428 Old Jacksonville Hwy, Suite 80, Tyler, TX, 75703
  • The Mortgage House is a locally owned and operated mortgage brokerage firm. We specialize in Conventional, FHA, VA and USDA home loans. Whether you're looking to purchase or refinance we're here to walk you through the process! We will treat you with the respect due an esteemed customer and give you the personal service you deserve.

  • TYLER LENDING GROUP
  • 6649 Oak Hill Blvd, Tyler, TX, 75703
  • Tyler Lending Group, we’ll work hard to help you find the right home loan for your needs. We will shop our extensive network of competitive nationwide mortgage lenders to find the perfect mortgage for you. We work hard to help our clients find and secure the very best terms and rates available.

  • Texas Heritage National Bank
  • 107 Webb Street, Daingerfield, TX, 75638
  • Our bank was chartered in 1889 as The Bank of Daingerfield. In 1892, the bank converted to a National charter and the name became The National Bank of Daingerfield.

    The bank was operated continuously since its inception, weathering both the Great Depression and the banking crisis of the 1980s

  • Farmers Savings Bank
  • 305 Doty Street, Mineral Point, WI, 53565
  • In 1917 Farmers Savings Bank was established to build on our heritage and meet the needs of our community, its businesses, and citizens. We pride ourselves on commitment to our communities through reinvestment. Our interdependent relationship with our communities is essential. Maintaining profit enables us to remain competitive and strong.

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline

  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.

    By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent

  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.