FHA VS Conventional loan programs in 2026 for Eagle-Point, Jackson County, Oregon

In 2026, the loan limit for Conventional financing in Eagle-Point, Jackson county, OR is $647,200. The FHA limit stands at $420,680 for a single-family home.

The Lendersa® Conventional loan calculator allows you to juxtapose the top rates of Conventional, FHA, and USDA loans, revealing the income, credit, reserves, and documentation needed to qualify. With our innovative mortgage calculator, view side-by-side the Conforming Conventional, USDA, FHA, and VA loans to identify which OR program meets your financial planning needs.

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2026 Loan Limits and Down Payment Requirements in Eagle-Point, Jackson County, OR

Type of Loan Limit Amount Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,200 0%
FHA $420,680 3.5%

The comparison table is applicable to these zip codes: 97524

Available Conventional and FHA Loan Options in Eagle-Point, OR

At Lendersa®, our goal is to provide the ideal Conventional, USDA, or FHA loan options quickly and without unnecessary hassle. Choose your pathway from three initial choices leading to matched lenders and loan opportunities.

Discover USDA loan request results at Lendersa


  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product

  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.

  • Delmar Mortgage
  • 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
  • Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.

  • Right Now Mortgage
  • 5206 FM 1960 West, Suite 212K, Houston, TX, 77069
  • Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Texas Professional Mortgage
  • 848 Dominion Drive, Suite 200-A, Katy, TX, 77450
  • "Texas Professional Mortgage (TPM) is a full service correspondent lender founded on the practice of exceeding customer expectations for service, competitive interest rates and low closing costs.

    Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"

  • Front Porch Mortgage LLC
  • 916 Sterling Creek Circle, Katy, TX, 77450
  • Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.

  • Range Mortgage LLC
  • 22503 Katy Freeway, Katy, TX, 77450
  • Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower.
    Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.

  • First Service Credit Union
  • 16430 Park Ten Place, Houston, TX, 77084
  • First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.

  • Imperial Mortgage Services Inc
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Bennett Home Mortgage, LLC
  • 3202 Cobblestone Creek Way, Houston, TX, 77084
  • Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.