Explore the differences! FHA VS Conventional loan programs in Bend, Deschutes County, Oregon

As of 2026, the loan limit for a Conventional loan in Bend, located in Deschutes county, OR, stands at $726,200. For a single-family home, the FHA limit is $690,000.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in choosing the best program in OR based on your unique financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Bend, Deschutes County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $455,400 0%
FHA $690,000 3.5%

This comparison table applies to zip codes: 97702

Explore Conventional and FHA Loan Options in Bend, OR

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points to connect with suitable lenders and loan programs.

Review of Lendersa USDA loan requests and matches


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  • First Bank.
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  • Heritage Bank Minnesota
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    we offered our members confidential credit and systematic savings plans.