FHA VS Conventional loan programs in 2025 for Bend, Deschutes County, Oregon

As of 2025, the loan limit for a Conventional loan in Bend, located in Deschutes county, OR, stands at $726,200. For a single-family home, the FHA limit is $690,000.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in choosing the best program in OR based on your unique financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Bend, Deschutes County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $455,400 0%
FHA $690,000 3.5%

This comparison table applies to zip codes: 97702, 97701, 97703, 97708, 97709

Explore Conventional and FHA Loan Options in Bend, OR

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points to connect with suitable lenders and loan programs.

Review of Lendersa USDA loan requests and matches


  • Tabernacle Financial Group, Inc
  • 5001 Rowlett Road, Suite 101, Rowlett, TX, 75088
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.
  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • Minnow Loan
  • 500 E Broadway, Columbia, MO, 65201
  • Minnow Loan is a team of real estate professionals striving to provide investors access to the quick cash they need to grow their investment portfolio. Our small office allows us to provide creative lending strategies and the ability to act quickly. Our Fix and Flip, Bridge, and Long-Term Rental (DSCR) loan options offer the powerful leverage and s
  • Columbia Credit Union
  • 310 E Walnut Street, Columbia, MO, 65201
  • Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members'​ needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.