FHA VS Conventional loan programs in Deschutes-River-Woods, Deschutes County, Oregon

In 2025, the conventional loan limit in Deschutes-River-Woods, within Deschutes county, OR, is $647,200, while the FHA limit for a single-family home is $569,250.

Use the Lendersa® Conventional loan calculator to evaluate the best rates today among Conventional, FHA, and USDA loans, and determine the required income, credit, reserves, and documents to qualify. The advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in OR fits your financial needs best.

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2025 Loan Limits and Down Payment Specifications in Deschutes-River-Woods, Deschutes, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $569,250 3.5%

The comparison table applies to these zip codes: 97702

Options for Conventional and FHA Loans in Deschutes-River-Woods, OR

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that will connect you with matching lenders and loan programs.

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  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.
  • A N Mortgage
  • 6675 Rockville RD, Indianapolis, IN, 46214
  • A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Verified Mortgage LLC
  • 14381 Heatherknoll Parkway, Carmel, IN, 46074
  • Verified Mortgage LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers Verified Mortgage LLC is created to service the loan industry a little differently.
  • Merchants Capital Corp
  • 410 Monon Blvd, Carmel, IN, 46032
  • Merchants Capital is a multifamily, affordable and healthcare lender offering a direct way to access fixed-rate, long-term, non-recourse financing via our bank, Merchants Bank, all with a single point of contact. We strive to provide the best origination and service of loan products with exceptional customer service, accuracy, creativity
  • Atlantic Mortgage Inc
  • 865 West Carmel Drive, Suite 112, Carmel, IN, 46032
  • Established in July 2004 Atlantic Mortgage Inc. offers wholesale mortgage lending to consumers in Indiana and Florida. Atlantic Mortgage Inc. has developed an excellent reputation as a preferred mortgage brokerage firm. Serving the lending needs of home buyers, realtors/brokers, and custom builders.
  • Indiana Secondary Market For Edu
  • 11595 N. Meridian St, Suite 200, Indianapolis, IN, 46032
  • For over 40 years, the goal of INvestEd has been to provide students with solutions to put higher education within reach. We believe strong choices before college are the best way to limit excessive student loan debt after college. That’s why our efforts focus on providing friendly, free, expert financial aid help to students, families
  • CPL Investments LLC
  • 650 E Carmel Dr, Suite 320, Carmel, IN, 46032
  • CPL Investments company individually run with Constantine at the helm, has grown into a fully functional team focused on building systems and processes to execute investments quickly. Developing a more robust internal team of thinkers and problem solvers has increased efficiencies and helped.
  • Milestone Home Lending
  • 236 E. Carmel Drive, Carmel, IN, 46032
  • Milestone Home Lending, LLC is a premier mortgage lender located in Indiana offering the highest level of expertise and personal attention to every individual client we serve. Whether you’re a first-time homebuyer or moving up to a better home, your satisfaction is our #1 priority.
  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.