FHA VS Conventional loan programs in Burns, Harney County, Oregon

As of 2026, the conventional loan limit in Burns, within Harney county, OR, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, evaluating the income, credit, reserves, and documents required for qualification. Our advanced calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the best program in OR for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Burns, Harney, OR

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 97720

Options for Conventional and FHA Loans in Burns, OR

The objective of Lendersa® is to offer the best Conventional, USDA, or FHA loan as swiftly and with as little hassle as possible. Choose one of three starting options to connect with the right lenders and programs.

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Burns Lenders

  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Lends in Oregon
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.