FHA VS Conventional loan programs in Ontario, Malheur County, Oregon

As of 2026, the Conventional loan limit in Ontario, within Malheur county, OR, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to choose the optimal program for your financial needs in OR.

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Loan Limits and Down Payment Requirements for 2026 in Ontario, Malheur, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 97914

Conventional and FHA Loan Options in Ontario, OR

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three pathways to connect with matching lenders and programs.

Overview of USDA loan requests and matches with Lendersa