Explore the differences! FHA VS Conventional loan programs in La-Grande, Union County, Oregon

For 2026, the Conventional loan limit in La-Grande, within the county of Union, OR, is $647,200. The FHA limit for a single-family home, on the other hand, is $420,680.

Lendersa® provides a Conventional loan calculator, allowing you to evaluate today's top rates across Conventional, FHA, and USDA loans. Assess the income, credit, and documentation requirements needed for qualification. Our comprehensive mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose the ideal program that suits your financial circumstances in OR.

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Loan limits and down payment requirements for 2026 in La-Grande, County of Union, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 97850

Explore options for Conventional and FHA loans in La-Grande, OR

The aim of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan efficiently. Choose from three starting points tailored to connect you with lenders and matching loan programs.

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La-Grande Lenders

  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Lends in Oregon
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.